Products & Services
Western Region Federal Credit Union helps our members
save to meet their financial goals. Share accounts, Money Market
accounts and Term Share Certificates are savings products in which your
money earns a competitive return.
Holiday and Vacation Club Accounts offer members the ability
to save for specific reasons, keeping the funds separate from your regular
savings accounts. Earn interest as your funds accumulate.
We offer a variety of checking accounts to meet our members' needs. Our Electronic Only Checking Accounts are for those who do not qualify for a checking account or do not want checks or ATM/Debit cards. This account is free and can be used for bill pay, direct deposit, direct withdrawal and does not offer an ATM or Debit card or checks.
We also offer a free regular checking account with no minimum balance requirements. Your first check order is free and we offer ATM or Debit Card access. We also offer Overdraft protection from your regular savings account and offer and Overdraft Protection Loan* for the ultimate in checking services.
- Regular checking account is available to qualified members.
- Overdraft Protection Loans are available to qualified members according to Western Region Federal Credit Union's Lending Policies and any applicable laws and
Western Region FCU Provides Affordable Loan Rates
needs a loan at some time or another, and credit unions have traditionally
been the best place to get a loan. Interest
rates are generally lower than those of other lenders. Because
credit unions consider one’s character as well as collateral,
it may be easier to get a credit union loan. We promise to never charge you a pre-payment fee, unreasonable prices for add on's like credit insurance and GAP insurance coverage for automobile loans.
The credit union makes your automobile
purchase painless. With
competitive interest rates and terms, plus the convenience of a pre-approved
loan and pricing guides, your buying experience can be enjoyable. Whether
you are looking for a new or used vehicle, we’re here to help.
A Variety Of Other Loans Are Available
- Unsecured Loans
- Vehicle Refinance from Other Lenders
- Share Secured Loans
- Advance Pay Loans
- Overdraft Protection Loans
- Line of Credit Loans
- Lease pay offs
- Holiday loans
Our friendly loan officer will gladly work with you to analyze your
credit report, and if necessary, make suggestions to help you improve
your financial rating.
Payroll deduction makes saving easy. Payroll
deduction allows members to deduct any specified amount from their
paycheck for deposit to their credit union accounts, as well as to
make credit union loan payments.
Direct deposit is a great convenience: no standing in line on
payday, no lost checks, and no chance of forgetting to deposit checks. Members
can have their paychecks, Social Security checks and many other types
of regular payments sent directly to their credit union accounts. With
direct deposit, your money starts earning interest right away.
Free Notary Public Services
As a member you can take advantage of our free notary service available
in the main office at Fairview Hospital.
- PLUS, NYCE AND Pulse ATM access
- MasterCard Debit cards with a checking account
- VISA Classic and Gold Cards
- Accidental Death & Dismemberment Insurance
- Available Credit Life and Disability insurance on loansand VISA Credit Cards.
- Low cost GAP (guaranteed asset protection) insurance
- Family Membership
- Once a member always a member
- Prepaid Visa gift cards
Credit unions, like other financial institutions,
are closely regulated. The
National Credit Union Share Insurance Fund, an agency of the federal
government, insures deposits of credit union members up to $250,000.00.