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Deposit Accounts

Savings Accounts
Western Region Federal Credit Union helps our members save to meet their financial goals.  Share accounts, Money Market accounts and Term Share Certificates are savings products in which your money earns a competitive return.

Club Accounts
Holiday and Vacation Club Accounts offer members the ability to save for specific reasons, keeping the funds separate from your regular savings accounts.  Earn interest as your funds accumulate.

Checking Accounts
We offer a variety of checking accounts to meet our members' needs. Our Electronic Only Checking Accounts are for those who do not qualify for a checking account or do not want checks or ATM/Debit cards. This account is free and can be used for bill pay, direct deposit, direct withdrawal and does not offer an ATM or Debit card or checks.
We also offer a free regular checking account with no minimum balance requirements. Your first check order is free and we offer ATM or Debit Card access. We also offer Overdraft protection from your regular savings account and offer and Overdraft Protection Loan* for the ultimate in checking services.

  • Regular checking account is available to qualified members.
  • Overdraft Protection Loans are available to qualified members according to Western Region Federal Credit Union's Lending Policies and any applicable laws and regulations.
Loan Products

Western Region FCU Provides Affordable Loan Rates
Nearly everyone needs a loan at some time or another, and credit unions have traditionally been the best place to get a loan.  Interest rates are generally lower than those of other lenders.  Because credit unions consider one’s character as well as collateral, it may be easier to get a credit union loan. We promise to never charge you a pre-payment fee, unreasonable prices for add on's like credit insurance and GAP insurance coverage for automobile loans.

Automobile Loans
The credit union makes your automobile purchase painless.  With competitive interest rates and terms, plus the convenience of a pre-approved loan and pricing guides, your buying experience can be enjoyable.  Whether you are looking for a new or used vehicle, we’re here to help.

A Variety Of Other Loans Are Available

  • Unsecured Loans
  • Vehicle Refinance from Other Lenders
  • Share Secured Loans
  • Advance Pay Loans
  • Overdraft Protection Loans
  • Line of Credit Loans
  • VISA
  • Lease pay offs
  • Holiday loans

Our friendly loan officer will gladly work with you to analyze your credit report, and if necessary, make suggestions to help you improve your financial rating.

We Also Offer Specialized Services

Payroll Deduction
Payroll deduction makes saving easy.  Payroll deduction allows members to deduct any specified amount from their paycheck for deposit to their credit union accounts, as well as to make credit union loan payments.

Direct Deposit
Direct deposit is a great convenience:  no standing in line on payday, no lost checks, and no chance of forgetting to deposit checks.  Members can have their paychecks, Social Security checks and many other types of regular payments sent directly to their credit union accounts.  With direct deposit, your money starts earning interest right away.

Free Notary Public Services
As a member you can take advantage of our free notary service available in the main office at Fairview Hospital.

Additional Services

  • PLUS, NYCE AND Pulse ATM access
  • VISA Debit Card with a checking account
  • VISA Classic and Gold Cards
  • Accidental Death & Dismemberment Insurance
  • Available Credit Life and Disability insurance on loansand VISA Credit Cards.
  • Low cost GAP (guaranteed asset protection) insurance
  • Family Membership
  • Once a member always a member
  • Prepaid Visa gift cards

Credit Unions Are Safe
Credit unions, like other financial institutions, are closely regulated.  The National Credit Union Share Insurance Fund, an agency of the federal government, insures deposits of credit union members up to $250,000.00.

"This credit union is federally insured by the National Credit Union Administration."